What We do

Medicare Health Insurance

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Review the plans on our extension website, and enroll to know more information. 

Health Insurance

What is?

Health insurance helps people pay for health care by combining the risk of high health care costs across many people, permitting them (or employers) to pay a premium based on the average cost of medical care for the group. Thus, health insurance makes the cost of health care affordable for most people.

Benefits of Insurance Covering

  • Provides Protection. Insurance coverage does reduce the impact of loss that one bears in perilous situations. 
  • Provides Certainty. Insurance coverage provides a feeling of assurance to the policyholders. 
  • Risk Sharing.
  • Value of Risk. 
  • Capital Generation. 
  • Economic Growth. 
  • Saving Habits.

Financial Services


An individual retirement account (IRA) is long-term savings account that individuals with earned income can open in order to save for the future while enjoying certain tax advantages. The IRA is designed primarily for self-employed people who do not have access to a 401(k), which is available only through employers.

Life Insurance

Life insurance is a contract between you and an insurance company. Essentially, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death. Your beneficiaries can use the money for whatever purpose they choose.

The primary purpose of life insurance is to provide a financial benefit to dependants upon the premature death of an insured person. The policy pays a specified amount called a “death benefit” to the named beneficiary when the insured dies.

Pension Fund

A pension fund is a retirement fund that receives frequent contributions (usually monthly) from you and your employer. At retirement, you can access up to one-third of the benefit in cash, and the remaining two-thirds must be used to purchase an income annuity.

Funeral Trust Funds

The Internal Revenue Service defines a funeral trust as “a ‘pooled income fund’ set up by a funeral home/cemetery to which a person transfers property to cover future funeral and burial costs.” Funeral trusts allow people to pay funeral expenses in advance, and that can spare survivors a lot of difficult decisions.

Financial Advisory

Our support to:

We provide guidance and support to Teacher Retirement Systems (TRS), Business Owners, People turning 65 for Medicare, People with special needs for Medicaid long-term care (nursing home), and Business Owners needing benefits for their employees.

Guidance to small business

With our services, you can have a successful plan for your employees and their benefits. Ask for our Advisory Talks that we can provide to your business or event. 

Prefer to contact Us Over the Phone?

*Disclaimer: is owned and operated by Chapa Financial Group Inc., a licensed insurance agency. Invitations for applications for Insurance are made only where licensed and appointed. A licensed agent will be reaching out to discuss Medicare/Health insurance options via phone, SMS, and/or email. This is a solicitation for Insurance. Enrollment in the plan depends on the plan’s contract renewal with Medicare and/or Health Insurance.